Telcoin Launches First Regulated On-Chain Bank Accounts in the US
AI-summarised brief · reviewed before publication
Telcoin Digital Asset Bank has launched the first regulated on-chain bank accounts in the US, allowing users to open a bank account on Telcoin Wallet tied to bank-issued eUSD stablecoins. This enables faster payments, lower transfer costs, and 24/7 access to financial services on blockchain rails. The company obtained a Digital Asset Depository Institution charter in November 2025, recognizing it as a bank under the Nebraska Banking Act. The launch provides a single regulated account for holding dollars, making payments, and interacting with digital assets, with additional features to be released throughout the year. US-resident users can now open an individual account directly tied to their eUSD balance.
💡 Why It Matters
- · By seamlessly connecting users to DeFi under a regulated framework, Telcoin Digital Asset Bank sets a new standard for the integration of banking and blockchain infrastructure.
- · Direct on-chain banking eliminates the need for layered integrations and third-party ramps.