economictimes.indiatimes.com
Sep 30, 2026
Apple Pay India launched: How to set up payments, supported banks and cards, features and how it differs from UPI
AI-summarised brief · reviewed before publication
Apple has introduced its mobile payment service in India, initially partnering with Axis Bank to support eligible Visa and Mastercard cards. Users can add cards to the Wallet app on iPhones, authenticate via Face ID or Touch ID, and tap to pay in stores or online. The service emphasizes end‑to‑end encryption and tokenization for security, and offers features such as transaction history and card management. Apple Pay can be used at merchants that accept contactless payments, but it does not yet integrate with the UPI ecosystem, which remains the dominant local payment method.
💡 Why It Matters
- · By entering India’s fast‑growing digital‑wallet market, Apple positions itself against local leaders and expands its global payment footprint.
- · The launch signals a shift toward more secure, token‑based transactions in a country still dominated by UPI.
